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Health Insurance
Protect your health and your wallet by comparing rates before you commit.
Trustpilot
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Based on ratings from LendingTree customers.
Find your best plan on our network of trusted providers
What does health insurance cover?
Commonly covers...
- Preventative care
- Doctor and specialist visits
- Prescription medications
- Urgent and emergency care
- Hospital care
- Mental health care
Sometimes covers...
- Adult dental and vision care (often requires separate coverage)
- Care outside your network
- Fertility care
- Weight-loss medications and programs
- Rehabilitation and home health care
- Chiropractic care, acupuncture and other alternative treatments
When should you compare health insurance plans?
It may be a good time to compare plans if you’re uninsured, losing employer coverage, self-employed, moving, turning 26 (and were previously on your parents’ policy), shopping during Open Enrollment, or simply wondering if you could qualify for a better rate or coverage.
Before you pick a health plan, here’s what to know
The right coverage is about more than your monthly premium.
A lower monthly premium can be appealing, but it may come with a higher deductible or higher costs when you visit a doctor. Think about both what you’ll pay each month and what you could pay if you need care.
Check whether your preferred doctors, hospitals, and pharmacies are in the plan's network. If you take prescription medications, review the plan's drug list to understand how they may be covered.
Plan types can differ in how much flexibility you have to see providers outside their network and whether you need referrals for specialists. Consider how often you expect to need care and how important provider choice is to you
Depending on your household income, location and eligibility, you may qualify for financial help that lowers your monthly premium or out-of-pocket costs.
How can you qualify for lower premiums?
Your premium is based on factors like where you live, your age, the plan you choose, and the number of people on your policy. Choosing a plan with a higher deductible or a narrower provider network can also lower your monthly cost. You may also qualify for financial savings based on your household income and family size. Comparing plans will allow you to see what you may be eligible for.
Simple. Fast. Secure.
Ready to get started?
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Answer a few questions.
Tell us about yourself, your family, and the type of coverage you're looking for.
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Compare your options.
See policies from multiple insurers side by side, based on the coverage you need.
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Choose your policy.
Find what works for you and continue with the insurance provider to get covered.
No commitment or credit impact