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Home Loans
Make your next big move possible with the right loan. We're here to help.
Comparing mortgage lenders could save you thousands*
$60K+
Life-of-loan savings
$2,086
Yearly savings
$175
Monthly savings
Find your best rate on our network of 125+ lenders
A look at recent mortgage rates on our network
Types of mortgages
You may have multiple types of mortgages available to you depending on factors like your income, location, or military service.
Conventional loans are a typical mortgage option for borrowers with good to excellent credit. They aren't backed by the government and usually require a down payment.
FHA loans are backed by the U.S. Federal Housing Administration (FHA), and are designed to make homeownership more accessible, especially for first-time homebuyers or borrowers with lower credit scores. They're known for including a lower down payment requirement, allowing borrowers to put down as little as 3.5%.
VA home loans are mortgages specifically for eligible veterans, active-duty service members and certain surviving spouses. VA loans often require no down payment or private mortgage insurance (PMI).
USDA loans are backed by the U.S. Department of Agriculture (USDA) for eligible homebuyers purchasing in qualifying rural and suburban areas. They often require no down payment or private mortgage insurance (PMI).
A jumbo home loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA) each year. In most counties, mortgages over $832,750 would be considered jumbo loans in 2026, though limits can differ in higher-cost markets.
How much will it cost?
Your monthly payment will be
$2,548/mo.
How your monthly payment breaks down
Monthly payment:
$2,548
- Principal & Interest
- $2,023
- Property Taxes
- $400
- Homeowner Insurance
- $125
- HOA Fees
- $0
- PMI
- $0
Total loan breakdown
Total Of All Payments
$917,142
- Principal
- $320,000
- Interest
- $408,142
- HOA, Insurance, Taxes & PMI
This total includes estimated homeowners insurance, property taxes, and PMI, if applicable. These costs are separate from your principal and interest payment. - $189,000
First time buying a home? Here's what to know.
Learn how mortgage applications work
- Find out more about everything you need to apply for a mortgage without the hassle — and get that much closer to move-in day.
Consider first-time buyer programs
- You may qualify for programs that can help make it easier to buy your first home. You never know unless you try, right?
Save for a down payment
- Putting 20% of the home price down isn't always required! The minimum typically ranges from 3% to 10%. Find out how much you should aim to save.
Keep home insurance in mind
- Finding your best rate on home insurance can help you get the coverage you need to protect your new home without overpaying.
What credit score do you need to buy a home?
You don't need perfect credit to become a homeowner. Most lenders require a credit score of at least 620 for conventional mortgages. Some government-backed loans, like FHA loans, will qualify buyers with a credit score of 500 or higher. Just keep in mind that a higher credit score can usually open the door to better interest rates.
Simple. Fast. Secure.
Ready to get started?
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Tell us what you need
Take two minutes to tell us about your homebuying goals.
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Compare your matches
Compare your offers side by side based on what matters most to you.
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Save money
Get your best deal on a mortgage and move forward with your lender.
No credit impact
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