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Articles by Denny Ceizyk
Mortgage Loan Denied in Underwriting: Why It Happens and What To Do
September 26, 2020
No homebuyer wants to hear the words, “Your mortgage loan was denied in underwriting.” Fortunately, it’s unlikely you’ll get this news if your loan was... read more
7 Common Reverse Mortgage Scams
September 26, 2020
The promise of borrowing money without having to make a monthly payment makes reverse mortgages attractive to elderly homeowners — and reverse mortgage scammers. If... read more
Why Mortgage Reserves Matter When Buying a Home
September 26, 2020
If you’re buying or refinancing a home, you may need to budget for mortgage reserves, which are extra cash assets you can use to cover... read more
How Does a Mortgage Work?
September 25, 2020
A mortgage is likely to be the largest, longest-term loan you’ll ever take out to buy the biggest asset you’ll ever own — your home.... read more
Loan-To-Value (LTV) Ratio: Why It Matters
September 25, 2020
A loan-to-value (LTV) ratio is a measure that compares the size of your mortgage to the value of your property. Lenders may use your LTV... read more