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Articles by Denny Ceizyk
What is the Break-Even Point on a Refinance?
August 4, 2020
The break-even point on a refinance tells you how long it takes you to recoup refinance closing costs. Some homeowners overlook this important calculation and... read more
Non-QM Loans: What They Are and How They Work
August 4, 2020
If your income or credit history falls outside the stringent guidelines set by standard mortgage loan programs, a non-QM loan may be worth considering. Non-QM... read more
FHA Loan Limits in Kansas
August 4, 2020
Loans backed by the Federal Housing Administration (FHA) offer lower down payment requirements and lower minimum credit scores to homebuyers. The FHA loan limit for... read more
Mortgage Broker, Direct Lender or Loan Officer: Whatâs The Difference?
August 4, 2020
If youâre shopping for a mortgage, youâll be hit with a barrage of âWeâre No. 1!â sales pitches to influence your mortgage company choice. It... read more
What Credit Score Do You Need to Refinance Your Mortgage?
August 4, 2020
Most loan types require a minimum 620 credit score to refinance a mortgage, though the requirement may vary by loan program. Lenders tend to offer... read more