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Articles by Erika Giovanetti
96% of Americans Believe at Least One Money Myth. Do You?
February 1, 2021
Americans are less financially literate than they believe, according to a new LendingTree survey. Almost all Americans (96%) hold at least one false belief about... read more
What Is a Payday Alternative Loan?
January 20, 2021
Payday alternative loans (PALs) are small, unsecured loans that are only offered by federal credit unions. These loans were designed to give consumers a more... read more
31% of Americans Would Rather Go Into Debt Than Borrow From Loved Ones
December 8, 2020
Life can be unpredictable, and unforeseen circumstances often come at a cost. 2020 has been no exception, with many Americans struggling to make ends meet... read more
Nearly 60% of American Consumers Feel Burdened by Debt Entering the 2020s, Study Reveals
December 4, 2020
As we usher in a new decade, it’s time to start planning the next steps of your financial journey. If you’re like many Americans, then... read more
MLM Consultants Pressure Friends and Family to Overspend, And It’s Straining Relationships
December 4, 2020
Multi-level marketing companies, such as Mary Kay, Herbalife and Arbonne, thrive in today’s increasingly connected world. While consultants used to host parties and even go... read more