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Articles by Jill A. Chafin
PAYE vs. IBR: Which Income-Driven Plan Is Better for You?
August 24, 2023
If you struggle to afford your monthly student loan bill, consider applying for an income-driven repayment plan, such as Pay As You Earn (PAYE) or... read more
How to Pay Off $300K in Student Loans
August 24, 2023
If you owe $300,000 or more in student loans, you might feel doomed to a lifetime of repayment. However, implementing the right repayment strategies can... read more
Should You Pay Off Student Loans Early?
August 21, 2023
You can typically pay off student loans early without any penalties or fees. But is it a good idea? While paying off your student loans... read more
Should I Refinance My Student Loans?
July 31, 2023
A student loan refinance could help you save interest and make your monthly payments easier to manage. Generally, though, refinancing is a better fit if... read more
Should You Refinance Student Loans Before Buying a House?
July 18, 2023
Whether you should refinance student loans before buying a house — or after — depends on your situation. Large student debt payments can weigh on... read more