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Articles by Alex Cook
What is the Fair Credit Reporting Act?
August 14, 2020
The Fair Credit Reporting Act (FCRA) is comprehensive federal legislation that regulates the credit reporting industry and grants certain consumer rights regarding how credit data... read more
How to Change Personal Information on Your Credit Report
August 13, 2020
Credit reports are important documents. They reflect your borrowing history, and creditors use them to make loan decisions and set interest rates. In addition to... read more
How Long Does It Take to Fix a Credit Report Error?
August 12, 2020
If you find an error on your credit report, you can contact the credit bureaus to dispute that inaccurate information. In most cases, the credit... read more
What is a Debt Validation Letter?
August 12, 2020
When a debt goes to collections, collectors are legally required to send a debt validation letter to provide you with information about the debt —... read more
Do Medical Bills Affect Your Credit?
August 12, 2020
Medical debt is a significant financial issue for many Americans, and unpaid debt can hurt your credit score. Even though the credit bureaus have recently... read more