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Articles by Alex Cook
Does an IRS Audit Affect My Credit Score?
September 24, 2020
No, an IRS audit does not directly affect your credit score. The Internal Revenue Service (IRS) doesn’t report tax debt to credit bureaus, so it... read more
Do I Have To Pay Taxes on Debt Settlement?
September 24, 2020
Debt settlement often comes as a huge relief: knowing there’s a way out of debt can lift a huge weight off your shoulders. It feels... read more
What is Payday Loan Consolidation?
September 23, 2020
If you turn to payday loans to meet short-term cash needs, the sky-high annual percentage rate (APR) and fees that come with these loans can... read more
How Rent Payments Can Help Lift Credit Scores
September 19, 2020
Establishing a history of consistently on-time credit and debt payments will help you build a good credit score. Rent payments often aren’t reported to credit... read more
How Does a Credit Limit Increase Affect Your Credit Score?
September 19, 2020
Increasing the limit on a credit card gives you access to more credit, meaning you can spend more money on your card. Credit card issuers... read more