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Articles by Denny Ceizyk
8 Steps to Getting a VA Loan for a Multifamily Home
January 18, 2021
Military service members have a big advantage when it comes to buying a multifamily home: They don’t need a down payment if they take out... read more
What Is a 5/5 ARM and Should I Get One?
January 16, 2021
A 5/5 adjustable-rate mortgage offers a low fixed-interest rate for the first few years of your loan term. It could temporarily save you money in... read more
How to Avoid a Higher-Priced Mortgage Loan
November 20, 2020
Mortgage closing costs can add up at the closing table and over the life of a home loan. One way to avoid a higher-priced mortgage... read more
Mortgage Insurance: How It Works and How Much It Costs
November 5, 2020
Mortgage insurance protects your lender if you can’t make your monthly payments. You’ll typically pay mortgage insurance premiums if you can’t make a 20% down... read more
FHA Appraisal: Guidelines and How it Works
October 27, 2020
If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), in most cases the lender requires an FHA appraisal to verify both... read more